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Cogent Bank

Cogent Bank


Banks and Credit Union

About Us

Cogent Bank is an innovative and responsive full-service financial institution with unique and diversified products. Our mission is to help clients achieve their financial goals through an exceptional experience, innovative technology, and customized financial solutions.

We believe banking is personal and requires high touch, innovative services designed to make managing financial transactions easier. We offer a broad range of lending, depository, treasury management and mobile banking services designed to meet the complex and diverse needs.

We are passionate and knowledgeable bankers with deep roots in the communities we serve. Our team consists of over 70 financial professionals located in Central, Northeast and West Florida. Together, we pair our financial expertise with a passion for client success to deliver unparalleled commitment to our client’s success.


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Rep/Contact Info

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Kevin Franzese
SVP, Commercial Relationship Manager
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Miranda Peters
VP, Banking Center Manager
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Jack Robb
Senior Residential Mortgage Loan Originator

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